I am considering getting another HR10-250 and decided to check out the lease vs buy options. There are many on-line retailers like Crutchfield, BestBuy and the like all selling HR10-250's for about $499. All say the equipment is mine and not a lease. On the other hand, DirecTV will lease me an HR10-250 for an up-front fee of $499, and a monthly lease of $4.95 plus the DVR monthly fee of $4.99. Right now I pay a monthly mirroring fee of $4.95 a month and the same DVR fee of $4.99 a month. In other words my out-of-pocket cost would be exactly the same if I buy or if lease. Then I checked to see if I could buy the HR-10-250 from Crutchfield and then activate it as my own equipment. I was told flatly by a DirecTV Customer Retention supervisor (employee nr U3613) that even if I "buy" the DVR from an authorized retailer, it would still be a lease as far as DirecTV was concerned. That I woulld be required to turn the HR10-250 over to DirecTV if I cancelled my DirecTV service. Since this seemed to be unfair if not illegal, I contacted several on-line retailers about this. All said that they were selling the equipment not leasing it. I again spoke to DirecTV was was assured that existing subscribers could "own" the equipment they bought from retailers. That they could "ask" that the new equipment purchased from retailers be considered "subscriber owned" when it was activated. Then I asked what if a new subscriber bought the same equipment from a retailer, could they activate it as owned. That question completly floored the customer retention specialist. She said the instructions were not written very well and that DirecTV might consider that a "lease." Does anyone else have a better feel for who can and can not own DirecTV equipment?