Troch2002 said:
Troch2002, on 27 Oct 2016 - 04:25 AM, said:Troch2002, on 27 Oct 2016 - 04:25 AM, said:Troch2002, on 27 Oct 2016 - 04:25 AM, said:Troch2002, on 27 Oct 2016 - 04:25 AM, said:
Actually my router and modem combo directly from the cable company is only $100.[emoji2]
And since I bought it already, Its covered no matter what.
Free replacement and free service calls.
Also for another $125 i got a 5 year additional warranty on my 60 inch Vizio that cover in house calls and repairs as well as free replacement.
The rest of my tvs are valued at under $400 so no point on spending money on a protection plan.
At least not for me.
I'd rather put that money in my own Savings account, HSA or 401K than give $25 a month to Directv to hold.
But $8 certainly that plan has its benefits to some if You can't service your own equipment.
Yup. Its nice to think "everything" is covered...
But you have to carry the plan for a year+ at a time and there's a $50 service fee, so anything that you can replace or fix for $290 or less is a loss under the PP. That's going to be almost "everything": routers, modems, cables, remotes, directv equipment and wiring, keyboards, mice, cell phones, pc speakers, projector bulbs, most PC components, printers, fax machines, scanners, etc. and all budget AV equipment.
Theft, fire, vandalism, flood, etc. is covered under your home insurance and/or not covered by PP. Phone drops aren't covered (that's extra). OLEDs aren't covered.
re: Plasmas -- yes, plasmas are covered "in theory", but realistically, you're going to have a hard time getting parts for them now a days, you know, since they stopped making them. So assuming they can't get the parts, what is PP going to do for you? They'll replace your Kuro with a LCD?
Also, there is a $2000 cap per claim, so realistically, higher end gear isn't fully covered either.
People claim convenience? What convenience? If you work, you're realistically looking at 1 week out for the first appointment and unless its DirecTV equipment, you're probably looking at several weeks or more for DirecTV to coordinate the repair for you. Not to mention having to sit at home multiple times for 4 hour tech windows
.
Don't get me wrong... I'd pick PP over the Geek Squad warranty though
. And if you have owned DirecTV boxes, it might make more sense for you...
But for the average person, it probably doesn't. And average = most. You think insurance companies stay in business if people made lots of claims? This is a huge money maker for DirecTV.