If you want the HR20 to send native 640X480 SD programming to your TV, with the intention of using your television to do any pillar boxing, stretching, or cropping, The HR20 must be set to FORMAT = STRETCH. What? I will agree that this mode is stretchable, as in my TV is able now to stretch it, pillar box it, or whatever. I think this is fundamentally confusing. What should the HR20 format setting, currently known as stretch be called?