THIS IS NOT A POLITICAL THREAD! I was reviewing my rates for the upcoming year. We have been on individual policies for years and have been generally around a $2500 deductible. So as I was looking at the rates on what we had vs. what is going to be available 1/1, I noticed one thing. The Under 21 rates don't show much difference between a $5000 deductible and $500 deductible. I also noticed that child-only policies are available. I am seriously thinking of getting a child-only policy for my daughter in the Gold level with a $500 deductible since she uses typically is the biggest user of HI in the household anyway. The keeping the $2500 deductible for the wife and I. With her going Gold it will cost me an extra $17 month vs. having her on the $2500 plan as a family. Any thoughts on this? THIS IS NOT A POLITICAL THREAD!