Folks, If I end up having to replace my failing HR20, should I buy or lease? I'm really wanting a HR24, so if I buy, I'd be sure that's what I get. As I understand it, D* cannot guarantee I'll get a HR24 if I'm sent a replacement. I read the following on Amazon's site: ...and most important, THIS IS A LEASE. You are not actually buying this DVR, and you do not own this DVR. The Amazon price (or anyone else's "retail" price) is actually a LEASE FEE. Once the unit has been activated with DirecTV, you cannot return it or resell it later. Legally it is the property of DirecTV. If you ever terminate service, you will have to ship it back to DirecTV. (This is why you basically never want to "buy" one of these from swap meets or private parties.) Is all that true? If so, then I guess the only question is whether to pay up front or the $5 a month. I'm a 10 year plus customer at D*. Don't know if that will help my case, but if you had a failing HR20 that's currently 'leased', wanted a new HR24, how would you go about it?