The people who are hurt most are the factory workers who lose their jobs, most of which don't have 401(k)s to worry about, or not big enough ones that it matters much. They're trying to make next month's rent. The people with 401(k)s that DO matter are complaining because they're performing poorly even though businesses ARE moving overseas. Didn't the Dow just dip below 10,000 again? The reason costs are so high here is because we like clean air, clean water, clean streets, safe neighborhoods and workplaces and a Walmart and Home Depot on every corner, and streetlights, left-turn lanes and acres of tarmac so we can easily access them. And of course the SUVs and pick-ups to load all the cheap overseas crap we buy there back to our garages.