While I don't particularly care for service commitments, there are cases where you don't have a choice (assuming you want that particular service). A service commitment does not prevent you from ending service, it only puts a cost on it. When I get a commitment, I accept the fact that if I want/need out early it will cost me a little extra. Only once have I ever actually terminated early and paid the ETF (was with an ISP, not DirecTV), and it was worth every penny to get out of that. As to your reasons for no contract, most reflect financial limitations (barely scraping by, about to retire, possible job loss, etc.). Sorry, but if you are that close to the edge you have no business paying for TV service. Get a set of rabbit ears and save yourself a bunch of money each month. That's just my opinion though, which I recognize many won't agree with.