I'm scheduled for two HR20's to be installed this Wednesday morning. They will be rentals and replacing "owned" receivers (including one HR10-250). I've had the Protection Plan which has previously covered replacement of two HD-Tivo's. Bottom line: It has been a bargain. However, with the rentals, I see little if any advantages for the Protection Plan. I assume D* must replace rentals that don't work properly. Am I missing something? Does anyone use the Protection Plan for rentals? It appears that unless I do something, D* is leaving it active on my account. Change of Subject. Thanks to all on the forum. I've been reading it for quite a few months and finally decided it was hopefully "safe" to make the jump and get ready for this Fall's new HD programming. I made good use of the info in the thread regarding current "deals".