Im putting this out here so no one makes the same mistake as I did. My current online debit card charges a 10 dollar a month maint. fee. That dosent seem so bad. But I usualy keep only 20 to 30 dollars on my card. So I was looking online to find a cheaper place. That company is Vision Prepaid The site says I would be charged a 4 dollar a month fee. So I filled out a online form and a week later I had my card. So I put 50 on it and go to town to buy stuff. I tried using debit to get cashback, but twice I get declined. So I ring it up as credit and go home. I had only spent arround 10 dollars. Yet my balance was 23.55. So I went into my account and I noticed a 12.33 Authorizations fee. Since my card declined twice, they charged me a 2.95 fee each time. They also charged me a 10 dollar activation fee. Both of these fees were not mentioned in the terms and condtions. So I call the customer care center. The menu said I would be charged 1.95 to speak to a represenitive!!. So I hung up. This is utter BS. The terms and the site said a weekly fee of 95 cents. Not on any part of the site or the Terms does it mention paying 2.95 for a declined card or a 9.95 activation fee. So I am going to call my local news' consumer report line, the better business beauru and Im going to write the company a letter saying I would like my money back and False Advertising is illegal. So please do not sign up for this card. They practice false advertising.