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On my first 942, the modem was dead, and the 942 wouldn't finish setup without having completed a phone-line check. I had to call support and agree to the extra $5 a month charge before it would get past that screen.
When I activated the replacement 942, I asked that they remove the $5 a month charge since the new one was hooked up to the phone line. They said the $5 a month charge was automatic, and would go away automatically when the new receiver called in. If the new receiver didn't call in within a certain amount of time, the $5 monthly charge would appear on my bill automatically.
So, for your remote lake cottage, you'll either have to live with the $5 a month charge, or if you're moving the 942 between the cottage and your regular residence, you might get tagged for the $5 charge during the time you have the 942 at the cottage. By the way, that's $15 in fees total, really. $5 additional receiver fee, $5 DVR fee (unless you have the Everything Pak), and the $5 no-phone fee.
The 942 works fine without the phone line, of course. On my first 942 with the broken modem, I was unable to order PPV at all was the only "issue". On other receivers, I've been able to order PPV without a phone line up to a certain limit, usually 3 shows, before it refuses to order any more until it can dial out. The 942 refused to order anything from PPV without the phone line.
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942 (Single mode)
ViP 622 (Single mode)
Dish 500 w/DP Twin, Dish 300 @ 129 w/DP Single -> 2 x DP34 switches
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