It's built into forecasted budgets...we all know that many many companies miss their forecasts by tons every year....and those budgets are built-in to what they end up charging us, the customers....we pay for everyone's freebies.
Nonsense. All business have "acceptable" losses built in to their business plan each year. Banks, for example know a certain percentage of loans will go bad. As long as the number stays within the acceptable range, it's absorbed. Our bills aren't going up because an 86 year old got out of his ETF. That came right from the EO loss budget.