I just called and spent 45 minutes being transferred around until I got someone who claimed to be able to email me something about their rules on this, who told me a third story! She said I can't have "DVR service" on my account, so I can activate them, but they will operate as a normal receiver. But she said I can get DVR service if I wanted to put one in an office or employee lounge, which contradicts her earlier statement that I can't get DVR service on the account. I asked about the contradiction, and she said what she's emailing me explains it all. At this point I wouldn't be shocked if I never receive this email
As I mentioned before, I'd always assumed I couldn't have DVRs until I started seeing places openly advertising and using them. This really makes wonder why Directv doesn't do anything about them. Maybe they don't care because they aren't losing money like they do when someone uses a residential account in their business? I've read about them suing people for that. Maybe they don't care and leave it to the NFL or MLB to file suit over use of DVRs in public venues? Maybe that place I linked to earlier that was playing Premiere League matches isn't really doing anything wrong, the Premiere League may not care if a sports bar records and replays their matches in the US. Not like there will be a lot of people watching them live in the Pacific time zone.
Maybe the places I've seen with DVRs got around it by saying they were for the office. Though you'd think Directv would be suspicious of someone with 8 DVRs in their office!