I had an HR20 die on me last night. It simply turned itself off while I was watching TV. Attempts to turn it back on just result in a clicking noise...no lights or anything else. So, I am guessing it is time to replace it. I do not have the protection plan. Am I best off just picking up an HR24 from a local retailer, or is there any chance DTV would give me a better deal? I'm guessing DTV will just tell me I am out of luck since I don't have the protection plan and offer me the standard $199 replacement. I guess I will give them a call regardless just to see if they can offer me a better deal, but wanted to know if any of you guys have any advice. Thanks.