Lack of financial resources isn't an issue for me, but quite frankly I have better things to spend my money on. The $15/month "technology fee" + $200 HR20 lease fee + at least $800 for a new TV is way too much to justify spending. I have two SD sets that work fine. Heck my primary set is only 24". I watched the Super Bowl this past year in HD over at a friend's house, and the improvement in picture quality isn't enough for me to shell out that kind of money. Add that to the fact that I'd lose TiVo software and it's a definite no-go.