Protection plan coverage for hurricanes?

Discussion in 'DIRECTV General Discussion' started by FLWingNut, Oct 5, 2016.

  1. Oct 5, 2016 #1 of 13
    FLWingNut

    FLWingNut Godfather

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    So Matthew is heading out way, expecting 75 mph winds. I have the PP. If the dish gets blown off my roof, does the PP cover that?


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  2. Oct 5, 2016 #2 of 13
    mickat

    mickat New Member

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    I hope so. Been paying for the PP for years, here in Boca Raton may be just a realinement after the storm.
     
  3. Oct 5, 2016 #3 of 13
    RBA

    RBA Well-Known Member

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    Your homeowners should be primary insurance, I wouldn't expect much from the protection plan, it isn't designed for natural disasters.
     
  4. Oct 5, 2016 #4 of 13
    fleckrj

    fleckrj Icon

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    My dish has survived several storms with sustained 75 to 90 mph winds with no problem. When the sustained wind is above 100 mph, I might be worried, but if the dish is mounted correctly, 75 mph winds should not be a problem.
     
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  5. Oct 5, 2016 #5 of 13
    Getteau

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    For the couple of storms I've been through, I just took the reflector off the dish right before the storm hit. That's our plan for Matthew as well. Granted, you have to have the dish mounted where you can reach it to do that.
     
  6. Oct 5, 2016 #6 of 13
    trh

    trh This Space for Sale

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    Except homeowners deductible for hurricane damage is very very very very high. If you can get anything through DIRECTV, that will be the cheapest.

    And during other recent natural disasters, DIRECTV covered everything....free....even without PP.
     
  7. Oct 8, 2016 #7 of 13
    JosephB

    JosephB Icon

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    technically, no, it's not covered. from the terms and conditions:

    A hurricane is an act of god in insurance parlance.

    This is what homeowners insurance is for. And if your deductible is super high, and the only thing broken is your dish, then consider yourself lucky.
     
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  8. JMII

    JMII Legend

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    Mine survived 90 MPH from Wilma but taking the reflector off seems like a good idea. After Wilma my neighbors who had cable waited WEEKS before their service returned. Seems uprooted trees took out several major connections in our area.
     
  9. jceman

    jceman Legend

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    We live in Flagler Beach.

    Sat signals are just fine and we had DirecTV as soon as we got power. Luckily we got our internet/phone back at the same time.
     
  10. NR4P

    NR4P Dad

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    Directv would be crazy not to cover a dish with our without PP. If your dish is gone, you have no satellite. So they can't bill you without service. Contract or not.
    That's why folks with and without PP report getting dishes corrected/fixed. Even if you had to pay $50 for the service call in lieu of PP, its better than homeowners deductible.
     
  11. JMII

    JMII Legend

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    Yes they will fix / replace your dish but the real question for me was how long would that take? When a storm hits many people in a localized area are going to lose their dish, thus you might be in a long line of waiting for a tech to show up. Does DTV send teams in from other unaffected states it to help? By removing the reflector you can put it back up (provided no roof damage / easy access) and be back in business as soon as the power is restored.
     
  12. peds48

    peds48 Genius.

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    yes


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  13. dtv757

    dtv757 Icon

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    This was a long time ago but we were covered during hurricane Isabel . It took about a month to get a replacement dish. But I imagine DirecTV has much more installers and is a lot popular now compared to 2001.
     

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