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protection plan

Discussion in 'DIRECTV General Discussion' started by robl45, Apr 11, 2012.

  1. Northicex

    Northicex New Member

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    Feb 16, 2012
    You see here is the thing. That dish on your roof, the cables in your walls, the splitters and switches are an integrated part of your home owned by you. The initial installation is provided at a significant discount if not completely free. Past that 90 days the systems maintenance is your responsibility. The receivers (most of the time) are the only leased component and the amount you pay per month is for programing alone.

    The costs involved on the customer side truth be known a nominal compared to the expense D* foots for system maintenance (last figure I saw about a $120 loss on average for a service call). Now given that you can try self maintenance of the system (unsupported by D*) or you can take advantage of the PP or pay the costs of maintenance if you need it.

    U verse from what I understand builds there maintenance into your monthly bill so you pay if you need it or not.
     
  2. BattleScott

    BattleScott Hall Of Fame

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    But would you pay $75,000.00 a year for insurance to cover $100,000.00 worth of belongings? That is what the protection plan basically equates to.

    The only expensive part (and most likely to fail) of the average installation is the receivers and they are covered by the lease. The only customers for whom the PP is a smart investment are those with a lot of money tied up owned receivers who would not take a lease as replacement. Everyone else is far better off putting the $6 in a jar.
     
  3. kaminar

    kaminar Mentor

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    Surely you don't infer that $6/mth is equal to 75% of the value of all your DTV equipment, installation and annual package plan..what you more likely meant is that you'd pay $1000/yr for coverage of your $100k items. Typically, that 1% is about right, or even less..just add up the value of installed equipment, cabling and expertise, as well as the value of your tv enjoyment..all tolled, $72/yr is cheap peace-of-mind. :D

    -=K=-

    ps: D* has not yet officially announced the Premier Protection Plan..any sightings will be dismissed as weather balloons, atmospheric anomalies and locusts.
     
  4. raott

    raott Hall Of Fame

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    They will send you a replacement receiver for $19 bucks, with no protection plan and no new commitment.
     
  5. BattleScott

    BattleScott Hall Of Fame

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    $6 / month = $72/year. Excluding the receivers, there is an LNB and some coax connectors. All of which could easily be replaced for $100 or less. 1 dish re-align is 49.99 (if you just go ahead and pay instead of calling and having it waived).

    I said exactly what I meant. Paying $6 a month to insure $100 worth of passive hardware is simply not worth it.
     
  6. joshjr

    joshjr Hall Of Fame

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    Swapping owned defective for good owned receivers is a good $6 a month insurance. I had several HR20's replaced with HR24's least year. Brand new and now I own them. IF I didnt pay that $6 a month, DirecTV would own them. Thanks but no thanks. I can say that if I did not own most of my equipment then I would probably not have it either. I will have a HR34 owned on my account one of these days as well (maybe more then 1).
     
  7. JACKIEGAGA

    JACKIEGAGA N.Y. FOOTBALL GIANTS

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    Long Island, NY
    Agreed
     
  8. BattleScott

    BattleScott Hall Of Fame

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    If you read back a few posts I stipulated that you are the only customer that it IS a potential value to.
     
  9. wahooq

    wahooq New Member

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    Thats not true.....the ERP will replace owned equipment with leased but will NOT cause a new commitment
     
  10. wahooq

    wahooq New Member

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    Tulsa, OK
    in all honesty there is no advantage of having owned vs leased equipment these days
     
  11. Davenlr

    Davenlr Geek til I die

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    Adding owned equipment doesnt extend your contract and allows you to modify the box (add a 2TB hard drive for example), and deauthorize the box (like a guest room) without having to send it back and pay for it again when you want to turn it back on. I keep a box in the guest room, and only have it turned on when I have guests. Why pay $ for a box when no one is watching it.
     
  12. raott

    raott Hall Of Fame

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    I don't believe that is correct either. The PP will replace owned with owned and will not cause a new commitment. IMO that is the only scenario where the PP is worth it.
     
  13. Shades228

    Shades228 DaBears

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    There are times the protection plan can be free.


    There are some specific scenarios where having owned equipment is more beneficial such as second homes or RVs to name a couple.
     
  14. dpeters11

    dpeters11 Hall Of Fame

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    How about a receiver in a guest room and only wanting to pay the monthly fee when you have guests? Being able to sell one to buy a newer model, or just not needing it anymore?
     
  15. wahooq

    wahooq New Member

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    @raott
    I said ERP...Equipment Replacement Program NOT Protection Plan...2 different things

    Absolutely False, unless you are an employee

    Really?? If you can't afford $6.00 a month then you probably shouldn't have pay tv....OTA is free
     
  16. raott

    raott Hall Of Fame

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    Ah, my mistake on the ERP. I thought you meant PP.
     
  17. TBlazer07

    TBlazer07 Grumpy Grampy

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    That's really a ridiculous statement and I see it so many times here (particularly when it applies to the annual DirecTV $4-$6 price increase).

    As Judge Judy always says: "That's RIDICULOUS, just RIDICULOUS!" :sure:

    It's not a matter of "affording" the $6 receiver fee it's a matter of not paying for something you are not using.

    If it is your choice to keep paying for something you don't need or use 9 or 10 months out of 12 that's fine but to judge someone else's financial status because they don't want to pay for what they don't need is plain silly. What right does anyone have to determine how someone else should be spending or not spending their money whether it's $6 or $60 a month.
     
  18. lesz

    lesz Legend

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    But I would think that you would want to have more of a reason to have the protection plan than just to be able to deactivate a receiver when it is not in use because, otherwise, you are spending $72 a year on the protection plan to save $72 by being able to deactivate a receiver. And that $72 saving would only be fully realized if the receiver was not activated at all during the course of the year.
     
  19. SPACEMAKER

    SPACEMAKER Freethinker

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    I keep the PP mostly for the peace of mind. I hope I never need to use it.
     
  20. Shades228

    Shades228 DaBears

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    If someone signs up through the employee referral (which I won't post here due to forum rules) the first year they get free protection plan coverage. There are other situations and accounts that are also covered by the protection plan but do not have the charge associated with it.

    Hopefully that helps clear things up.

    People get it for many reasons but the main one is just piece of mind and knowing that they never have to deal with something they don't expect. All insurance policies are profitable or they wouldn't exist so are the odds out there that you'll pay more than you'll get? Sure but if something does happen then you are already covered and don't have to worry about out of pocket expenses. For people on fixed incomes it's also better for them to know that they don't ever have to worry about unexpected issues. So like everything else each person needs to evaluate their situation and determine what's best for them.
     

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