I tried chat Monday and Tuesday and was offered a monthly reduction of $2.50 with a one year commitment which I declined on Monday. Tuesday I was offered a one time $20 reduction with a two year commitment which I also declined. I called Retention later in the day on Tuesday (yesterday) and was offered a $60 a month loyalty reduction with no commitment. I was on the phone with Retention for around 15 minutes total and talked to a very nice, helpful young lady named Cherise. When I tried Chat on Monday I was on hold several times for over an hour and a half total. When I tried Chat again Tuesday I was on hold for almost an hour. Both for essentially nothing but a waste of my time. Calling Retention was a pleasant experience compared to Chat. All I had to tell Cherise was that my bill has gotten too high for my fixed income budget and I was considering moving to YouTube TV to get my bill back down to where it was affordable but didn't really want to cancel Directv. She gave me the Loyalty discount immediately, a comfirmation number, and when to call back next year to keep receiving it. Amazing, I was stunned. No begging, no lying, no threatening to cancel. She fixed me right up. IMHO Chat is a complete waste of time. IMHO Retention results depend on who takes your call.