You are correct about that, but if anyone buys one, you about have to go through an act of congress to get it changed to owned.
When I got one from Beach Audio about two weeks ago, I was assured when I activated it that it was owned.
So, just to be sure, I called, and they had it is a HR21-200 leased.
So, I sent an E-Mail to the office of the president, they said that it was leased too, that I did not pay the full $599 price for it, and therefore it was a lease, they kept telling me that the serial number I gave them showed up as a HR21-200, not a HR21P
Finally, I called the access card department, sent them a fax of the invoice, and a fax of photographs of the back of the receiver where the serial number, model number, etc.. is and a photo of the box that the receiver itself came in.
FINALLY, they called me back from the access card department and said they had updated it to a HR21P-200 in the system, and that it was owned.
I got it for $234 which I thought was probably a pretty good deal. I wanted the HR21P because I could own it, and I took out the 500GB hard drive and put in a 2TB drive.